Capital to grow your business

CloudPay Capital offers you quick access to flexible loans to grow your business. No collateral is required.

We want to make sure business owners can access loans without fussing about collaterals, cumbersome documentation, and other stringent terms and conditions.

Confirm your eligibility

Confirm your eligibility for a loan by logging into your dashboard to see available offers.

Choose an offer

Choose an offer that best matches your business needs.

Receive the money

We review your choice and pay the money to your account in 1-2 business days.

Start repayment

Automatically repay the loan based on the agreed flexible repayment plan.

Frequently asked

The loan amount due daily will be debited from your daily sales before settlement into your wallet.

Yes, you can but acceptance will be subject to your credit eligibility.

There will be a 1% penal charge on the outstanding amount after 3 days moratorium of the full month repayment date.

This will be done daily from the next day disbursement.

We will display the interest rates each of our lenders charge. We will display the interest rates each of our lenders charge.

Your highest loan amount is subject to your total processed volumes on CloudPay.

Getting Started is Fast and Easy!

CloudPay Capital is currently only open to businesses in Kenya based on their payment volume and transaction history with CloudPay. We will subsequently expand the program to cater to other businesses everywhere on CloudPay. Loans are issued by our partner banks, and all loans are subject to credit approval.